Step 1 — Apply
A short application with no credit check — applying leaves your credit file untouched.
Step 2 — Choose and confirm
Once approved you pick your item and see the monthly amount, the number of months and the total before you commit. Everything is shown up front.
Step 3 — The months run
The same payment leaves every month on your chosen day. If a month is tight, early honest contact with the shop is always the right move.
Step 4 — Done
When the final month lands, the plan closes and the goods are yours outright. Pay early if you want to finish sooner — the schedule re-anchors.
Questions people ask
How long does approval take?
There is no credit check, so approval is typically a matter of minutes during opening hours.
When does my order arrive?
For a first catalogue order, the first four payments build payment history before dispatch. Repeat orders can be dispatched without that first-order waiting period, subject to the partner shop’s terms.
Can someone else's name go on the plan?
The plan belongs to the person who applied. Joint applications are not how this catalogue works.
This shopping guide is part of the same group as our partner shops. Links take you to the shop named on the button. We may benefit when you shop through them.